How these terms work in India
These Terms and Conditions apply when you create an account, use the page, or add money through UPI, Paytm, PhonePe or Google Pay from India. Access is available only where local law permits, and we may ask for identity, age, and payment ownership checks before any
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account action is accepted. If a rule here does not match local law, the local rule applies for that point. We may update the text when account steps, payment rails, or content rules change, and the version on this page is the one that applies at
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the time you use the account. If you do not agree with the terms, stop before you continue.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.